How much money you need to save?
Retirement savings benchmarks recommend saving specific multiples of annual salary by age: 1x by 30, 3x by 40, 6x by 50, and 8x by 60. Recommended savings rates are generally 15-17% of income in early to mid-career, rising with age. Median retirement…
Personal investment methods
Personal investment methods involve diversifying capital across various assets—such as stocks, bonds, real estate, and mutual funds—to grow wealth while managing risk. Key strategies include low-risk options like Public Provident Fund (PPF) and fixed…
Simple ways to save money for the future
Personal saving methods involve disciplined budgeting, automating transfers, reducing unnecessary expenses, and setting specific financial goals to build an emergency fund and invest for the future. Effective strategies include tracking expenses, using…
Personal Finance Management
Personal finance management is the strategic, ongoing process of budgeting, saving, investing, and protecting money to secure financial stability and achieve goals. It involves managing income, controlling debt, planning for retirement, and using tools…
Fixed Deposits
Indian banks currently offer fixed deposit (FD) interest rates ranging from approximately 2.50% to over 8.00% p.a. for tenures of 7 days to 10 years, with small finance banks offering the highest returns. Standard, tax-saving, and senior citizen schemes…
Mutual Funds
Mutual funds are investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities managed by professionals. They offer benefits like diversification, expert management, and high…
Director 1 – Bipul Ranjan
Education Post Graduate in Management, XISS, Ranchi1990 – 1993 Professional Experience Kumar Bipul Ranjan is a seasoned financial consultant and strategic partner with Anand Rathi Share and Stock Brokers Ltd. With a multi-disciplinary practice, Kumar…